Me and Market

Retirement Corpus Calculator Retirement Corpus Calculator Current Age Retirement Age Current Monthly Expenses (Rs.) Expected Inflation (% per year) Calculate Retirement Corpus Required: ₹ First Month Withdrawal at Retirement (Inflation Adjusted): ₹ If Retirement Corpus earns ~7% annually: You can withdraw approx ₹ per month for 30 years

Loan Profit Calculator Loan Profit Calculator Loan Amount: Interest Rate on Loan (% per annum): Tenure (Years): Annual Profit Percentage on Loan Amount: Calculate

Gratuity Calculator - India Gratuity Calculator (India) Last Drawn Monthly Salary (₹): Years of Service: Calculate Gratuity

Buying a plot in India requires thorough due diligence to avoid legal and financial issues later. Here's a comprehensive checklist of things to verify: --- 1. Title Deed (Ownership Document) Check that the seller is the legal owner. Ask for the original title deed (not a photocopy). Ensure the title is clear, without disputes or multiple ownerships. Preferably get the deed verified by a property lawyer. --- 2. Encumbrance Certificate Confirms the land is free from any monetary or legal liabilities (loans, mortgages, etc.). Obtain it from the Sub-Registrar's Office. Check for at least last 13-30 years. --- 3. Sale Deed The actual legal document of sale transfer. Should be registered with the local Sub-Registrar. --- 4. Land Use Certificate / Zoning Confirm if the plot is residential, commercial, agricultural, or industrial. Check with the local planning authority (e.g., DDA, BDA, HMDA, etc.). --- 5. Conversion Certificate (if agricultural) If agricultural land is used f...

The Indian Renewable Energy Development Agency (IREDA) is a key institution driving India's transition toward sustainable energy. As a public sector enterprise under the Ministry of New and Renewable Energy (MNRE), IREDA plays a crucial role in financing, promoting, and developing renewable energy projects across the country. What is IREDA? Established in 1987, IREDA is a Non-Banking Financial Institution (NBFC) that provides financial assistance for renewable energy and energy efficiency projects. It aims to accelerate India's shift to clean energy by supporting developers, entrepreneurs, and industries investing in green technologies. Key Functions of IREDA IREDA primarily works in the field of renewable energy financing and project development. Its major functions include: 1. Financial Support for Renewable Energy Projects IREDA provides funding in the form of loans and credit facilities for renewable energy projects. It supports: Solar Energy: Rooftop solar, grid-c...

Indian Railway Finance Corporation (IRFC): Driving the Financial Engine of Indian Railways Introduction The Indian Railway Finance Corporation (IRFC) plays a crucial role in the growth and modernization of the Indian Railways , one of the largest rail networks in the world. As a dedicated financial arm of the Indian Railways , IRFC is responsible for raising funds and ensuring seamless financial support for railway infrastructure and rolling stock. In this blog, we will explore the key functions of IRFC, its impact on Indian Railways, and why it plays a vital role in India's economic growth. What is IRFC? Established in 1986 , IRFC is a public sector enterprise under the Ministry of Railways, Government of India . The primary objective of IRFC is to mobilize funds from various financial markets to meet the capital expenditure requirements of Indian Railways. It does this through: Issuing bonds Borrowing from domestic and international financial institutions Rai...

Under-Construction Loan Interest Calculator Under-Construction Loan Interest Calculator Total Loan Amount (₹): Interest Rate (% per year): Construction Period (Months): Monthly EMI (₹): Disbursal Schedule Calculate Interest